Kemper Life Term Life Insurance

When the need for affordable, valuable term coverage is right now
Term insurance is a life insurance policy that provides coverage for a certain period of time.

Benefits
For many people, this type of coverage is ideal because it is initially less expensive when compared to Whole Life insurance. An individual can choose to pay for coverage for a predetermined period. Coverage options range from $25,000 - $250,000. However, unlike Whole Life insurance, when the term period ends, the policy benefits end. As time moves forward and your needs change, you may be able to convert your Term policy into Whole life insurance.

Kemper offers a variety of Term Life insurance products to meet any family’s needs.

Contact Angie Dolley - Kemper Life Agent to help you put together the best possible coverage within your budget

Term Insurance

Affordable protection for a specific period—perfect for temporary financial responsibilities like paying off a mortgage or covering children’s education.

Kemper Life Guaranteed Issue Insurance

Coverage When Standard Policies Aren’t an Option

A Kemper Guaranteed Issue Life policy is designed for individuals who may not qualify for traditional life insurance due to health concerns. This plan helps cover final expenses, outstanding debts, and other financial obligations, ensuring loved ones are not burdened during a difficult time.

Qualification

• No medical exam or health questions required.
  
  

• Available for applicants ages 3 to 80.
  
  

• Immediate approval, provided the applicant is not terminally ill, residing in a care facility, receiving home health care, or on home oxygen.
  
  

Benefits & Payments

• Guaranteed Acceptance: Peace of mind for those with limited options.
  
  

• Level Premiums: Payments remain the same throughout the life of the policy.
  
  

• Cash & Loan Value: The policy accumulates cash value over time with access to policy loans if needed.
  
  

• Family Protection: Provides financial assistance to loved ones when it matters most.
  
  

👉 A Guaranteed Issue Life policy may be the right choice if you want essential coverage and financial protection, even with health challenges. Contact Angie Dolley, your local Kemper Life Agent, to learn more.

Kemper Life Accident and Health Insurance

Protect Those You Love

Life can change in an instant. That’s why Kemper Life offers First Occurrence and Accident Insurance products—providing lump-sum benefits to help reduce the financial burden of serious illness or unexpected accidents.

Cancer Coverage

Our Cancer Policy provides vital financial support when it’s needed most.

• Receive a lump-sum cash benefit upon first cancer diagnosis
  
  

• Use funds for medical bills, household costs, or daily living expenses
  
  

• Flexible coverage options available for you, your spouse, and children
  
  

✔️ Peace of mind knowing your family is protected.
👉 Don’t wait—contact us today to explore your options!

Accident Coverage

Accidents can bring sudden and unexpected challenges. Kemper Life helps you stay financially secure with benefits such as:

• Accidental death benefits
  
  

• Hospital or extended care expenses
  
  

• Travel accident protection
  
  

• Coverage for loss of sight or dismemberment
  
  

This plan ensures you and your family are prepared for life’s unexpected turns.

Heart Attack Coverage

A heart attack can strike without warning, leaving families facing overwhelming medical and living expenses.

The First Occurrence Heart Attack Policy provides:

• A lump-sum cash benefit at first diagnosis
  
  

• Funds for medical bills, recovery costs, and daily expenses (rent, groceries, utilities)
  
  

• Financial peace of mind when you and your family need it most
  
  

👉 Protect your loved ones from the financial strain of a heart attack—get coverage before it’s too late.

✅ Be prepared for the unexpected—protect your financial future today. Contact Angie Dolley – Kemper Life Agent to learn more about your options.

Kemper Life Renters Insurance

Protect What Matters Most

Disasters like fire, lightning, or theft can strike when you least expect them. Without insurance, replacing your belongings could cost thousands of dollars.

With Kemper Life Renters Insurance, your personal property is protected—coverage extends up to the full amount of your policy, giving you confidence and financial security.

Key Benefits

• 🔒 Theft Protection (optional with $200 deductible)
  
  

• 🏠 Living Expense Coverage if you’re displaced from your home
  
  

• ❤️ Accidental Death Benefit for added security
  
  

• 💍 Special Limits for Valuable Items like jewelry or electronics
  
  

✅ Don’t wait until disaster strikes—secure your assets and peace of mind today with Kemper Life Renters Insurance.

👉 Contact Angie Dolley – Kemper Life Agent to learn more and get started.